BNF Bank: facts and offers

Updated September 28, 2026 · BorrowCue Editorial Team

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Key facts

Term
3 to 120 months (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Free early repayment
Yes (Source, checked September 26, 2026)
Loan types
Personal, Secured, Student, Business (Source, checked September 26, 2026)
Use cases
Home-improvement (Source, checked September 26, 2026)
Legal entity
BNF Bank p.l.c. (Source, checked September 26, 2026)
Headquarters
Malta (Source, checked September 26, 2026)
Support channels
Phone, Chat, Help-centre (Source, checked September 26, 2026)
Pricing model
Fixed rate
Official website
bnf.bank

Mortgages

Initial rate
2.1% (Source, checked September 26, 2026)
APRC
2.7% (Source, checked September 26, 2026)
Fixed period
2 years (Source, checked September 26, 2026)
Maximum loan to value
90% (Source, checked September 26, 2026)
Product fee
€600 (Source, checked September 26, 2026)
Purpose
Purchase, Remortgage (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Legal entity
BNF Bank p.l.c. (Source, checked September 26, 2026)
Headquarters
Malta (Source, checked September 26, 2026)
Support channels
Phone, Chat, Help-centre (Source, checked September 26, 2026)

Apps and profiles

Where BNF Bank is available

Available
Malta
Licence in Malta
Malta Financial Services Authority (MFSA), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Which company operates BNF Bank?+

BNF Bank is operated by BNF Bank p.l.c.. (Source, checked September 26, 2026)

Where is BNF Bank based?+

BNF Bank is based in Malta. (Source, checked September 26, 2026)

How can I contact BNF Bank support?+

BNF Bank offers support through Phone, Chat, Help-centre. (Source, checked September 26, 2026)

Sources

  • bnf.bank/personal/home-loan checked September 26, 2026

    Backs: Fixed period, Free early repayment, Maximum loan to value, Pricing model, Purpose, Use cases

    “a 2 year fixed interest rate of 2.1% and a variable rate of 2.70% p.a”

  • bnf.bank/personal/personal-loan checked September 26, 2026

    Backs: Headquarters, Legal entity, Lender type, Loan types, Support channels, Term, Licences

    “registered in Malta C41030 at 203, Level 2, Rue D'Argens, Gzira, GZR 1368”

  • bnf.bank/support/articles/home-loan-worked-example checked September 26, 2026

    Backs: APRC, Initial rate, Product fee

    “would result in an Annual Percentage Rate of Charge (APRC) of 2.70% per annum”

Compiled from 3 source pages, checked September 28, 2026. We did not open an account.

Not confirmed yet: APR, Loan amount, Arrangement fee, Credit check, Funding time, Representative example.