Belarusbank review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Belarusbank lends direct to individuals, with a stated APR of 17.05% to 17.65% and terms of up to 60. It suits borrowers in Belarus who want consumer credit from a bank rather than a broker, and can pay a home project off over time.

Key facts

Best for
Belarusian individuals wanting direct bank credit for a home project, car or study.
APR
17.05% to 17.65% (Source, checked September 26, 2026)
Loan amount
from BYN 200 (Source, checked September 26, 2026)
Term
up to 60 months (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Free early repayment
Yes (Source, checked September 26, 2026)
Eligibility
Individuals (physical persons); online applications require identification through MSI (Source, checked September 26, 2026)
Loan types
Personal, Credit-line, Car, Student, Secured (Source, checked September 26, 2026)
Use cases
Home-improvement (Source, checked September 26, 2026)
Legal entity
OAO ASB Belarusbank (Source, checked September 26, 2026)
Headquarters
Belarus (Source, checked September 26, 2026)
Founded
1922 (Source, checked September 26, 2026)
Support channels
Phone, Chat (Source, checked September 26, 2026)
Features
Credit line
Official website
belarusbank.by

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
WikidataWikipediaLinkedInXt.me

Pros and cons

Pros

  • Direct lender, not a broker, so you deal with the bank itself
  • Stated APR of 17.05% to 17.65% on the consumer loan
  • Loans from from BYN 200 with a term of up to 60
  • Free early repayment, so clearing the balance early costs nothing

Cons

  • Borrowing starts at from BYN 200, which sets a floor on what you can take
  • Support runs on phone and chat only
  • APR of 17.05% to 17.65% sits above the 6.5% typical of home improvement lenders
Belarusbank

Ready to try Belarusbank?

Scored 9.1 / 10 by BorrowCue.

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Who it suits

  • Individuals in Belarus borrowing for a home project listed under home improvement
  • Borrowers who prefer a direct lender to a broker
  • People who can spread a loan over up to 60 and clear it early at no cost

Who should look elsewhere

  • Borrowers wanting a lower headline rate, since 17.05% to 17.65% is above the 10.5% seen for credit lines
  • Anyone needing a loan type outside personal, credit line and car
  • Borrowers who need support beyond phone and chat

Safety and regulation

Belarusbank is a direct lender, which means the contract and the money sit with the bank rather than a broker. It is licensed by the National Bank of the Republic of Belarus, so the lending activity carries a named regulator. Consumers can also clear a consumer loan early with no charge, which keeps the balance under their own control rather than tied for the full term.

Who runs it

The lender is OAO ASB Belarusbank, headquartered in Belarus and founded in 1922. It is authorised by the National Bank of the Republic of Belarus. Customer contact runs through phone and chat, so questions about an application or an existing balance can be raised by phone or in chat.

How Belarusbank compares

Where Belarusbank is available

Available
Belarus
Licence in Belarus
National Bank of the Republic of Belarus (1), checked September 26, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What rate does Belarusbank charge on its consumer loan?+

The stated APR is 17.05% to 17.65% on the consumer loan page. Terms run to up to 60, and borrowing starts at from BYN 200. Early repayment carries no charge, so the rate is what you pay if you clear the balance early.

What kinds of loan does Belarusbank offer?+

The range covers personal, credit line and car. Home improvement is the stated use case, and online applications need identification through MSI before a decision.

How much can I borrow?+

The minimum borrowing amount is from BYN 200, with terms of up to 60. Where you sit against that floor depends on income and credit history rather than a published ceiling, so an online application is the quickest way to see what you qualify for.

Is Belarusbank regulated?+

Yes. It is licensed by the National Bank of the Republic of Belarus and operates as a direct lender, meaning the bank itself issues the loan rather than acting through a broker.

Who is behind Belarusbank?+

The legal entity is OAO ASB Belarusbank, based in Belarus and founded in 1922. It has been a bank since that founding year, and the regulator licence sits with the same legal entity.

How do I contact Belarusbank?+

Support runs through phone and chat. Both channels are handled by the bank directly, so questions about a consumer loan, a credit line or a car loan go to the lender rather than a middleman.

Can I repay a Belarusbank loan early?+

Early repayment is free on the consumer loan. There is no charge for clearing the balance ahead of schedule, which is worth noting against the many lenders where free early repayment is the exception.

Can I apply for a Belarusbank loan online?+

Online applications run for individuals and require identification through MSI. The bank lists a credit line alongside the consumer loan, so an online applicant can also look at revolving credit.

Sources

  • belarusbank.by checked September 26, 2026

    Backs: Legal entity, Support channels

    “OAO ASB Belarusbank, Minsk, 18 Dzerzhinski Ave”

  • belarusbank.by/en checked September 26, 2026

    Backs: Founded, Headquarters, Lender type, Licences

    “Belarusbank was founded in 1922 and became the first bank with foreign capital share in the Republic of Belarus”

  • belarusbank.by/fizicheskim_licam/kredit checked September 26, 2026

    Backs: Use cases

    “Preferential loan for capital repair and reconstruction of residential premises under Presidential Decree of the Republic of Belarus No. 75 of 07.02.2006”

  • belarusbank.by/fizicheskim_licam/kredit/consumer checked September 26, 2026

    Backs: Features, Loan types

    “Overdraft credit «PraZapas», overdraft credit «Nyakhai budze», credit «Beskonechnaya karta»”

  • belarusbank.by/fizicheskim_licam/kredit/consumer/kredit-1 checked September 26, 2026

    Backs: Loan amount, APR, Free early repayment, Term

    “Loan amount within the borrower's solvency, but not less than 200.0 Belarusian rubles”

  • belarusbank.by/fizicheskim_licam/kredit/online-kredit checked September 26, 2026

    Backs: Eligibility

    “Online application for a loan (overdraft credit) on the bank's corporate website is available to individuals who have passed identification via the interbank identification system (MSI)”

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Arrangement fee, Credit check, Funding time, Representative example.

Belarusbank

Belarusbank

Belarusian individuals wanting direct bank credit for a home project, car or study.

9.1/10See alternatives

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