BAWAG: facts and offers
Updated September 28, 2026 · BorrowCue Editorial Team
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Key facts
- Loan amount
- €4,000 to €75,000 (Source, checked September 26, 2026)
- Term
- 12 to 120 months (Source, checked September 26, 2026)
- Arrangement fee
- 0 EUR - no processing fee (keine Bearbeitungsgebuehr) (Source, checked September 26, 2026)
- Credit check
- Hard (Source, checked September 26, 2026)
- Funding time
- Payout within 24 hours (Source, checked September 26, 2026)
- Rate type
- Fixed (Source, checked September 26, 2026)
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Free early repayment
- No (Source, checked September 26, 2026)
- Eligibility
- Minimum age 18, main residence in Austria (Source, checked September 26, 2026)
- Origination fee (%)
- 0% (Source, checked September 26, 2026)
- Loan types
- Personal, Debt-consolidation, Car (Source, checked September 26, 2026)
- Use cases
- Home-improvement (Source, checked September 26, 2026)
- Legal entity
- BAWAG P.S.K. Bank fuer Arbeit und Wirtschaft und Oesterreichische Postsparkasse Aktiengesellschaft (Source, checked September 26, 2026)
- Headquarters
- Austria (Source, checked September 26, 2026)
- Support channels
- Phone, Email, Help-centre (Source, checked September 26, 2026)
- Pricing model
- Fixed rate
- Official website
- bawag.at
Mortgages
- Maximum loan to value
- 80% (Source, checked September 26, 2026)
- Purpose
- Purchase, Remortgage (Source, checked September 26, 2026)
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Legal entity
- BAWAG P.S.K. Bank fuer Arbeit und Wirtschaft und Oesterreichische Postsparkasse Aktiengesellschaft (Source, checked September 26, 2026)
- Headquarters
- Austria (Source, checked September 26, 2026)
- Support channels
- Phone, Email, Help-centre (Source, checked September 26, 2026)
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- X
How BAWAG compares
9.1 vs 8.9- 9.1 vs 8.7
8lends
Deudafix
9.1 vs 8.8
myKredit
9.1 vs 8.7Dineria MX
DKB (Deutsche Kreditbank)
- 9.1 vs 8.9
9.1 vs 9.4
5in5
9.1 vs 9.1
9.1 vs 8.9
9.1 vs 8.8Multitude
9.1 vs 8.6
9.1 vs 8.9
9.1 vs 8.5
Cashback Remortgage
9.1 vs 8.8
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1- 9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9TengeDa
9.1 vs 8.9
9.1 vs 8.8
9.1 vs 8.6
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.3
9.1 vs 8.2Jeff.vn
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Where BAWAG is available
- Available
- Austria
- Licence in Austria
- Finanzmarktaufsicht (FMA), checked September 26, 2026
- Licence in Austria
- European Central Bank, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which company operates BAWAG?+
BAWAG is operated by BAWAG P.S.K. Bank fuer Arbeit und Wirtschaft und Oesterreichische Postsparkasse Aktiengesellschaft. (Source, checked September 26, 2026)
Where is BAWAG based?+
BAWAG is based in Austria. (Source, checked September 26, 2026)
How can I contact BAWAG support?+
BAWAG offers support through Phone, Email, Help-centre. (Source, checked September 26, 2026)
Sources
- fma.gv.at checked September 26, 2026
Backs: Licences
- bawag.at/bawag/impressum checked September 26, 2026
Backs: Headquarters, Legal entity, Lender type, Support channels
“Wiedner Guertel 11, 1100 Wien”
- bawag.at/bawag/privatkunden/finanzieren/onlinekredit checked September 26, 2026
Backs: Loan amount, Credit check, Eligibility, Free early repayment, Funding time, Loan types, Pricing model, Arrangement fee, Origination fee (%), Rate type, Term, Use cases
“Sofortzusage nach positiver Bonitaetspruefung”
- bawag.at/bawag/privatkunden/finanzieren/wohnkredit checked September 26, 2026
Backs: Maximum loan to value, Purpose
Compiled from 5 source pages, checked September 28, 2026. We did not open an account.
Not confirmed yet: APR, Representative example.