Banque Nationale de Credit review

Updated September 29, 2026 · BorrowCue Editorial Team · Facts checked September 29, 2026

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Our verdict

Banque Nationale de Credit suits borrowers in Haiti seeking fixed rate personal, car or business loans through a direct lender with fast payout. APR sits at 10% with funding in 24 hours and loan terms of 13 to 36, so compare eligibility as a bank customer with stable employment.

Key facts

Best for
Fixed rate borrowing for bank customers in Haiti
APR
10% (Source, checked September 29, 2026)
Loan amount
HTG 15,000 to HTG 5,000,000 (Source, checked September 29, 2026)
Term
13 to 36 months (Source, checked September 29, 2026)
Funding time
24 hours (Source, checked September 29, 2026)
Rate type
Fixed (Source, checked September 29, 2026)
Lender type
Direct lender (Source, checked September 29, 2026)
Eligibility
Ages 18-65, stable employment, bank customer in Haiti (Source, checked September 29, 2026)
Loan types
Personal, Business, Car (Source, checked September 29, 2026)
Use cases
Home-improvement (Source, checked September 29, 2026)
Legal entity
Banque Nationale de Credit (Source, checked September 26, 2026)
Headquarters
Haiti (Source, checked September 26, 2026)
Founded
1979 (Source, checked September 29, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 29, 2026)
Pricing model
Fixed rate
Features
Same-day funding
Official website
bnconline.com

Mortgages

Initial rate
10% (Source, checked September 29, 2026)
Fixed period
10 years (Source, checked September 29, 2026)
Maximum loan to value
100% (Source, checked September 29, 2026)
Purpose
Purchase (Source, checked September 29, 2026)
Lender type
Direct lender (Source, checked September 29, 2026)
Legal entity
Banque Nationale de Credit (Source, checked September 26, 2026)
Headquarters
Haiti (Source, checked September 26, 2026)
Founded
1979 (Source, checked September 29, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 29, 2026)

Apps and profiles

Elsewhere
WikidataXweb.facebook.com

Pros and cons

Pros

  • Fixed rate structure with APR at 10% keeps total cost predictable
  • Funding in 24 hours with capability shown by same day funding helps urgent needs
  • Covers personal, car and business needs through personal, business and car as direct lender

Cons

  • Support runs on email, phone and help centre only, with contact limited to those options
  • Terms run 13 to 36, which may feel restrictive for longer repayment plans
  • Amounts run HTG 15,000 to HTG 5,000,000, which caps borrowing for larger projects
Banque Nationale de Credit

Ready to try Banque Nationale de Credit?

Scored 9.4 / 10 by BorrowCue.

See alternatives

Who it suits

  • Bank customers in Haiti with stable employment seeking home improvement funds
  • Borrowers wanting fixed rate car or business loans with fast payout

Who should look elsewhere

  • Borrowers outside Haiti needing another market: Ibancar Prestamos may fit different coverage
  • Borrowers seeking different APR pricing: Mi Prestamo lists APR at 23%
  • Borrowers wanting card linked credit: AXI Card Tarjeta y Credito lists APR at 21.59%

How Banque Nationale de Credit compares

Where Banque Nationale de Credit is available

Available
Haiti

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What does borrowing cost at Banque Nationale de Credit?+

APR sits at 10% on a fixed rate basis through fixed. The fixed model through fixed rate keeps repayments steady over time, though total cost still depends on amount borrowed and term length agreed with the bank.

How much can existing customers borrow?+

Amounts run HTG 15,000 to HTG 5,000,000. That range covers modest personal needs as well as larger car or business borrowing, subject to approval and affordability checks. Borrowers should match the amount requested to repayment capacity over the agreed term.

What repayment terms are available?+

Terms run 13 to 36. That structure suits medium length repayment rather than extended schedules. Borrowers seeking home improvement funds through home improvement should confirm monthly payments fit income across the full term.

How fast is funding after approval?+

Funding arrives in 24 hours, with same day capability shown by same day funding. Speed depends on application completeness and bank checks. Existing bank customers with stable employment and required documents tend to move through review more smoothly.

Who can apply for a loan?+

Eligibility is described for adults with stable employment who are bank customers in Haiti. Applicants are expected to show steady income and an active banking relationship. Residency and employment checks apply before credit is granted.

How do customers get support?+

Support is offered through email, phone and help centre. Customers can call, email or use the help centre for product questions and account help. The lender operates as direct lender, so servicing stays直接 with Banque Nationale de Credit.

What are the property loan terms?+

Mortgage style Kaypam lending shows an initial rate at 10% with a fixed period of 10 and maximum loan to value at 100%. The purpose shown is purchase. Borrowers should confirm current pricing and property terms directly before applying.

Sources

Compiled from 5 source pages, checked September 29, 2026. We did not open an account.

Not confirmed yet: Arrangement fee, Credit check, Representative example.

Banque Nationale de Credit

Banque Nationale de Credit

Fixed rate borrowing for bank customers in Haiti

9.4/10See alternatives

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