BancoSol productos digitales review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

BancoSol productos digitales lends to its own customers, a simple digital personal loan. It suits people already banking with BancoSol who want to clear money early. The catch is the rate: 28.5% sits well above the site median of 12%.

Key facts

Best for
Existing BancoSol customers needing a fixed personal loan in Bolivia with free early repayment.
APR
28.5% (Source, checked September 26, 2026)
Loan amount
$10,000 (Source, checked September 26, 2026)
Term
24 months (Source, checked September 26, 2026)
Credit check
Hard (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Free early repayment
Yes (Source, checked September 26, 2026)
Eligibility
Existing BancoSol customers, dependent and independent, with a good financial history; 18+ with valid national ID for account opening (Source, checked September 26, 2026)
Loan types
Personal (Source, checked September 26, 2026)
Credit needed
Excellent (Source, checked September 26, 2026)
Legal entity
Banco Solidario S.A. (Source, checked September 26, 2026)
Headquarters
Bolivia (Source, checked September 26, 2026)
Founded
1986 (Source, checked September 26, 2026)
Support channels
Phone, Chat, Help-centre (Source, checked September 26, 2026)
Official website
bancosol.com.bo

Apps and profiles

Get the app
Google Play
Elsewhere
WikidataLinkedInyoutube.com

Pros and cons

Pros

  • Free early repayment means you can settle the loan early without a fee
  • Lends directly rather than acting as a middleman, so one agreement covers the whole loan
  • Support runs on phone, chat and help centre
  • A lending amount of $10,000 covers larger purchases as well as smaller ones

Cons

  • The rate of 28.5% is well above the site median of 12%
  • Applications run a hard credit check against excellent credit
  • Open to existing customers only, so new borrowers have to bank with BancoSol first
BancoSol productos digitales

Ready to try BancoSol productos digitales?

Scored 9.2 / 10 by BorrowCue.

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Who it suits

  • Existing BancoSol account holders with a good financial history
  • Borrowers who want to settle the loan early once their income improves
  • Anyone who prefers dealing directly with a lender rather than a broker

Who should look elsewhere

  • Borrowers with thin or damaged credit files
  • Shoppers comparing the cheapest rates, since 28.5% is high on the site
  • People comparing term length, because 24 months is shorter than most rivals listed here

Where it sits among rivals

On lending amount, BancoSol productos digitales sits 118 of 685 brands ranked. On the rate it ranks 281 of 350, well down the table. On term it manages 146 of 232, so the 24 month repayment period is shorter than most rivals here.

How BancoSol productos digitales compares

Where BancoSol productos digitales is available

Available
Bolivia
Licence in Bolivia
ASFI (Autoridad de Supervision del Sistema Financiero), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does BancoSol productos digitales charge?+

The loan runs at 28.5%. That is well above the site median of 12% for personal loans, so it is not a cheap way to borrow. The amount available is $10,000 over 24 months.

How much can I borrow?+

The lending amount is $10,000, and it goes to a single market rather than a range. Loans are personal loans, arranged directly with the bank rather than through a broker or marketplace.

Do I need to be a BancoSol customer?+

Yes. Eligibility covers existing BancoSol customers, both dependent and independent, with a good financial history. Applicants also need a minimum age and a valid national ID for account opening.

What credit check is used?+

The application runs a hard credit check, and the bank asks for excellent credit. A hard search leaves a mark on the file, so it helps to check other options before applying.

Can I repay the loan early?+

Early repayment is free, so clearing the balance before the end of the 24 month term costs nothing extra. That makes the loan easier to exit if your income improves sooner than planned.

Who regulates this lender?+

The lender is Banco Solidario S.A. and it is supervised in Bolivia by ASFI (Autoridad de Supervision del Sistema Financiero). The bank has operated since 1986.

How do I get help with the loan?+

Support runs on phone, chat and help centre. You can reach the bank by phone, by live chat or through the help centre, which covers questions before and after you take the loan.

Sources

  • bancosol.com.bo checked September 26, 2026

    Backs: Headquarters, Legal entity, Support channels, Licences

    “Banco Solidario S.A. - Entity supervised by ASFI (Bolivia)”

  • bancosol.com.bo/sobre-nosotros checked September 26, 2026

    Backs: Founded

    “The origin of BancoSol dates back to 1986 when it began working as a foundation; on 10 February 1992 it became the first commercial regulated microfinance bank in the world”

  • bancosol.com.bo/soluciones-digitales/productos-digitales checked September 26, 2026

    Backs: Credit needed

    “Current bank customers with a good financial history and with excellent compliance with their obligations”

  • bancosol.com.bo/soluciones-digitales/productos-digitales/... checked September 26, 2026

    Backs: Loan amount, APR, Credit check, Eligibility, Free early repayment, Loan types, Term

    “Ask for a credit of up to USD 10,000 or its equivalent in bolivianos (Credito de Consumo Digital)”

  • bancosol.com.bo/soluciones-digitales/productos-digitales/... checked September 26, 2026

    Backs: Lender type

    “The guarantee is promissory, we only need your signature to grant you the credit (Microcredito Digital)”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Arrangement fee, Funding time, Representative example.

Related by the facts

BancoSol productos digitales

BancoSol productos digitales

Existing BancoSol customers needing a fixed personal loan in Bolivia with free early repayment.

9.2/10See alternatives

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