BAI Crédito Pessoal Online: facts and offers
Updated September 28, 2026 · BorrowCue Editorial Team
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Key facts
- Loan amount
- AOA 50,001 to AOA 30,000,000 (Source, checked September 26, 2026)
- Term
- up to 60 months (Source, checked September 26, 2026)
- Credit check
- Hard (Source, checked September 26, 2026)
- Funding time
- Immediate decision, credited directly to the beneficiary's checking account (Source, checked September 26, 2026)
- Rate type
- Variable (Source, checked September 26, 2026)
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Eligibility
- BAI customer with an active account for at least 12 months; aged 18 to 60; no default at the credit registry (CIRC) in the last 12 months; last 6 consecutive salary records; employment relationship (public or private) for at least 6 months under a fixed-term or open-ended contract; salary domiciliation as guarantee (Source, checked September 26, 2026)
- Loan types
- Personal (Source, checked September 26, 2026)
- Legal entity
- BAI - Banco Angolano de Investimentos, S.A. (Sociedade Aberta) (Source, checked September 26, 2026)
- Headquarters
- Angola (Source, checked September 26, 2026)
- Founded
- 1996 (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Features
- Same-day funding
- Official website
- bancobai.ao
Apps and profiles
- Get the app
- Google Play
How BAI Crédito Pessoal Online compares
9.0 vs 8.9- 9.0 vs 8.7
8lends

Deudafix
9.0 vs 8.8

myKredit
9.0 vs 8.7Dineria MX

DKB (Deutsche Kreditbank)
- 9.0 vs 8.9
9.0 vs 9.4
5in5
9.0 vs 9.1
9.0 vs 8.9- 9.0 vs 8.8
Multitude
9.0 vs 8.6
9.0 vs 8.9
9.0 vs 8.5
Cashback Remortgage
9.0 vs 8.8
9.0 vs 9.4
9.0 vs 9.4
9.0 vs 9.4
9.0 vs 9.3
9.0 vs 9.3
9.0 vs 9.3
9.0 vs 9.39.0 vs 9.3
9.0 vs 9.29.0 vs 9.2
9.0 vs 9.29.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.1- 9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.09.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 8.9
9.0 vs 8.9
9.0 vs 8.99.0 vs 8.9
9.0 vs 8.9
9.0 vs 8.9
9.0 vs 8.9
9.0 vs 8.9TengeDa
9.0 vs 8.9
9.0 vs 8.8
9.0 vs 8.69.0 vs 8.5
9.0 vs 8.5
9.0 vs 8.3
9.0 vs 8.2Jeff.vn
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Where BAI Crédito Pessoal Online is available
- Available
- Angola
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which company operates BAI Crédito Pessoal Online?+
BAI Crédito Pessoal Online is operated by BAI - Banco Angolano de Investimentos, S.A. (Sociedade Aberta). (Source, checked September 26, 2026)
Where is BAI Crédito Pessoal Online based?+
BAI Crédito Pessoal Online is based in Angola. (Source, checked September 26, 2026)
When was BAI Crédito Pessoal Online founded?+
BAI Crédito Pessoal Online was founded in 1996. (Source, checked September 26, 2026)
How can I contact BAI Crédito Pessoal Online support?+
BAI Crédito Pessoal Online offers support through Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- bancobai.ao/pt/institucional/quem-somos/sobre-o-bai checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
- bancobai.ao/pt/particulares/produtos/credito/credito-pess... checked September 26, 2026
Backs: Loan amount, Eligibility, Lender type, Loan types, Term
“Subscrição do Crédito: Exclusiva no BAI Directo”
- bancobai.ao/pt/particulares/produtos/credito/credito-pess... checked September 26, 2026
Backs: Credit check, Features, Funding time, Rate type, Support channels
“Celeridade: desembolso via canal digital”
Compiled from 3 source pages, checked September 28, 2026. We did not open an account.
Not confirmed yet: APR, Arrangement fee, Representative example.