Updated September 28, 2026 · BorrowCue Editorial Team
AXO Finans vs Fidea MX
Where AXO Finans and Fidea MX differ
| Compare |  AXO Finans | Fidea MX ReviewVisitVisit |
|---|---|---|
| APR | 4.59% to 57.26% | 0% to 3.752%Lower |
| Loan amount | SEK 5,000 to SEK 800,000 | MX$1,000 to MX$150,000 |
| Term | 12 to 180 monthsHigher | 3 to 60 months |
| Arrangement fee | 0-495 SEK arrangement fee (invoice fee 0-50 SEK) | 0 MXN, Fidea charges nothing for using its service |
| Funding time | Same day: paid directly to your account by the lender after BankID signing | Same day or next business day after approval |
| Representative example | Privatlån 150 000 SEK over 120 months at variable nominal 6.95% (effective 7.18%): 1 738 SEK/month, 208 532 SEK total, no arrangement fee | Borrow 10,000 MXN at a 12% annual rate over 6 months: monthly payment 1,732.98, total repayment 10,397.88, total CAT 12.001% |
| Eligibility | Lenders set their own age minimum, require registration as resident in Sweden and stable income from work, pension or benefit | Mexican nationals aged 18 to 65 with a CURP, a Mexican bank account in their own name and a minimum income |
| Loan types | Personal, Debt consolidationCovers more | Personal |
| Rate type | Variable | Not confirmed |
| Credit needed | Not confirmed | Poor |
| Use cases | Home improvement | Not confirmed |
Same on both: Credit check (Hard), Lender type (Broker), Free early repayment (Yes).
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Key differences
- AXO Finans scores higher overall: 9.0 vs 8.8.
- AXO Finans is available in 1 more country.
- APR is lower at Fidea MX: 0% to 3.752% vs 4.59% to 57.26%.
- Term is higher at AXO Finans: 12 to 180 months vs 3 to 60 months.
- Loan types: only AXO Finans offers Debt consolidation.
Our verdict on each
AXO Finans
A Swedish broker for borrowers who want a personal loan or debt consolidation without choosing a lender first. AXO Finans passes the application to several lenders, and money can sit in your account the same day, with loan amounts of SEK 5,000 to SEK 800,000 available from the panel.
Fidea MX
Fidea MX suits Mexican borrowers who want a personal loan paid out fast and no fee for using the service, with rates running 0% to 3.752%. The trade-off is that broker sits between you and the lender, and the credit check is hard.
Score breakdown
| Area | AXO Finans | Fidea MX |
|---|---|---|
| Cost | 9.3 | 9.5Higher |
| Offer | 9.1HigherFees of 0-495 SEK arrangement fee (invoice fee 0-50 SEK) and an APR of 4.59% to 57.26% on a variable rate keep the offer mid-range. | 8.7 |
| Trust | 8.6Higher | 8.3 |
What it costs in practice
Borrow a typical amount over a typical term (estimate at the stated APR)
AXO Finans
723.38 to 11,122.22
723.38 to 11,122.22
Fidea MX
0 to 588.96
0 to 588.96
Fidea MX comes out 723.38 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
What we checked
AXO Finans
- axofinans.se: 18 facts, checked September 26, 2026
Fidea MX
- fidea.mx: 16 facts, checked September 26, 2026
How they place
| Ranking | AXO Finans | Fidea MX |
|---|---|---|
| Personal loans | 661 of 1920 | 37 of 1920 |
Every fact side by side
| Fact | AXO Finans | Fidea MX |
|---|---|---|
| Features | Same day funding | Same day funding |
| Legal entity | Axo Finans AB | Finceptiv OU |
| Headquarters | Sweden | Estonia |
| Founded | 2008 | Not confirmed |
| Support channels | Email, Phone, Help centre | Email, Phone, Help centre |
Where each stands against the rest
| Fact | AXO Finans | Fidea MX | Median |
|---|---|---|---|
| APR | 4.59% to 57.26%below the median | 0% to 3.752%lowest quarter | 8.99 |
| Term | 12 to 180 monthshighest quarter | 3 to 60 monthsat the median | 60 |
Median across 1152 listed lenders.
Pros and cons
AXO Finans
Pros
- Money can arrive the same day, paid directly into your account after you sign with BankID.
- Early repayment is free, so clearing the balance ahead of schedule adds no fee.
- It is a broker rather than a lender, so offers come from several lenders on the panel.
Cons
- The credit check is hard, so every application is judged on the full credit file.
- The rate type is variable, so the cost of the loan can move during the term.
- An arrangement fee sits at the top of fees of 0-495 SEK arrangement fee (invoice fee 0-50 SEK), so a loan here is not always fee free.
Fidea MX
Pros
- There is no charge for using the service: 0 MXN, Fidea charges nothing for using its service.
- Rates are low across the board, with 0% to 3.752% covering the whole range, and the published representative example keeps the total cost close to the annual rate quoted.
- Amounts of MXN 1,000 to MXN 150,000 over terms of 3 to 60 give plenty of room on both size and length.
Cons
- Fidea acts as broker, so the lender, the rate and the contract all sit behind the application, and brokers are 20.6% of the brands tracked here against 72.1% that lend directly.
- The credit check is a hard one and the offer is aimed at poor credit, so a weak file is the target rather than an exception.
- Borrowing stops at MXN 1,000 to MXN 150,000, so a larger need such as a debt consolidation balance sits above the ceiling.
Who each suits
AXO Finans
Who it suits
- Borrowers registered as residents in Sweden with a stable income from work, a pension or a benefit.
- Anyone after a personal loan or debt consolidation, including home improvement borrowing.
- People who want the money in their own account the same day and can sign with BankID.
Who should look elsewhere
- Monzo Flex, whose APR of 10% to 23% covers a narrower band than 4.59% to 57.26% here.
- Cashspace, whose listed APR of PHP 12 to PHP 36 is quoted in another currency and a different range.
Fidea MX
Who it suits
- Mexican borrowers with a thin credit file who want a small personal loan released quickly rather than a large balance.
- Borrowers who want no fee for using the service and who plan to clear the balance early.
- People who would rather deal with a single market and a single application than compare lenders themselves.
Who should look elsewhere
- Borrowers who want to judge a lender's own rate before applying: Monzo Flex shows 10% to 23% and Cashspace shows PHP 12 to PHP 36, while Fidea passes the rate through as a broker.
- Applicants outside Mexico, since eligibility is for Mexican nationals with a CURP and a Mexican bank account in their own name, so nothing here extends to other markets. Cashspace and Monzo Flex are the alternatives in their own markets.
Country by country
| Country | AXO Finans | Fidea MX |
|---|---|---|
| Mexico | No | Yes |
| Norway | Yes | No |
| Sweden | Yes | No |
Questions about each
AXO Finans
What fees does AXO Finans charge?+
A loan arranged through AXO Finans carries fees of 0-495 SEK arrangement fee (invoice fee 0-50 SEK), depending on which lender you are matched with. The representative example on the personal loan page shows a loan with no arrangement fee, so the fee is a lender choice rather than a flat brand charge. Get the fee in writing from the lender before you sign.
What rate will I pay?+
The APR depends on the lender and on your own profile, and the range shown is 4.59% to 57.26%. The rate type is variable, so the interest is not locked for the whole term. Lenders set their own pricing, so the number you are offered can sit anywhere inside that range.
Fidea MX
What rate will I pay on a Fidea MX personal loan?+
A Fidea MX personal loan runs at 0% to 3.752%, and the rate offered comes from the lender your application reaches rather than from the brand. The published representative example fixes a monthly payment and a total repayment for a set period, so the cost is interest rather than charges. Compare the range with other lenders before you sign.
Is there an arrangement or origination fee?+
The fee for using Fidea MX is 0 MXN, Fidea charges nothing for using its service, so nothing is added for the application or the introduction and the only cost on a personal loan is the interest set by the lender. Free early repayment means settling the balance sooner does not add a fee either.