AskRobin MX review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

askRobin Colombia is a marketplace that matches Colombian applicants with lenders, and it suits people who want a personal loan or to consolidate debt with no origination fee. Borrowing runs COP 100,000 to COP 10,000,000 over 1 to 36, with a hard credit check on every application.

Key facts

Best for
Colombian adults with provable income who want a fee-free personal or consolidation loan
Loan amount
COP 100,000 to COP 10,000,000 (Source, checked September 26, 2026)
Term
1 to 36 months (Source, checked September 26, 2026)
Arrangement fee
0 (Source, checked September 26, 2026)
Credit check
Hard (Source, checked September 26, 2026)
Lender type
Marketplace (Source, checked September 26, 2026)
Eligibility
Colombian citizen, over 18, email address, mobile number, provable income, Cedula de Ciudadania, and an active bank account in the applicant's own name (Source, checked September 26, 2026)
Loan types
Personal, Debt-consolidation (Source, checked September 26, 2026)
Use cases
Home-improvement (Source, checked September 26, 2026)
Legal entity
Finceptiv OU (Source, checked September 26, 2026)
Headquarters
Estonia (Source, checked September 26, 2026)
Founded
2017 (Source, checked September 26, 2026)
Support channels
Email, Chat, Help-centre, Community (Source, checked September 26, 2026)
Official website
mx.askrobin.com

Pros and cons

Pros

  • The origination fee is 0, so there is no upfront cost to set up the loan
  • Borrowing spans COP 100,000 to COP 10,000,000 and terms run 1 to 36
  • Covers personal and debt consolidation loans, plus home improvement
  • Support runs on email, chat and help centre

Cons

  • It is a marketplace, so the rate and terms depend on which lender answers your application
  • Eligibility is tight: you need a Cedula de Ciudadania, provable income and a bank account in your own name
  • Support runs on email, chat and help centre only, so there is no phone line to sort a disputed payment
AskRobin MX

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Who it suits

  • Colombian citizens with a Cedula de Ciudadania and provable income
  • Borrowers consolidating several debts into one payment
  • Anyone who wants to see offers without paying an origination fee

Who should look elsewhere

  • Anyone without provable income or an active bank account in their own name
  • Borrowers who want a rate locked before they apply, since lender terms vary
  • People who want phone support, as email, chat and help centre does not include it

How AskRobin MX compares

Where AskRobin MX is available

Available
Colombia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Is there any fee for taking out a loan through askRobin Colombia?+

There is no origination fee, which the company lists as 0. The cost of the loan itself comes from the interest the matched lender charges, and that rate can differ between lenders.

How much can I borrow and over what period?+

The range runs from COP 100,000 to COP 10,000,000, with terms of 1 to 36. That covers both single personal loans and loans used to consolidate existing debts, so the amount you can take is matched to the purpose.

What credit check do I face?+

Applications run a hard credit check, which is a full search rather than a soft prequalification. The lender sets the score you need, so expect a full file search once you apply.

Am I eligible to apply?+

You need to be a Colombian citizen, an adult, and hold an email address, a mobile number, provable income, a Cedula de Ciudadania and an active bank account in your own name. Every item is required before an offer is made.

How is askRobin Colombia set up?+

It is a marketplace: it introduces you to lenders rather than lending itself. The legal entity behind the site is Finceptiv OU, which is registered in Estonia, while the product is aimed at Colombian borrowers.

How can I get help?+

Support runs on email, chat and help centre. That means you can reach a team by email, chat or the help centre, and there is a community as well, but there is no phone line listed.

What can I use the loan for?+

The service covers personal loans and debt consolidation, and home improvement is a named use. Consolidating means rolling several existing debts into one payment rather than holding each one separately.

When was askRobin Colombia founded?+

The company lists 2017 as its founding year, so it has been operating in the Colombian market for several years. Its operations are run under the Estonian entity Finceptiv OU.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR, Funding time, Representative example.

AskRobin MX

AskRobin MX

Colombian adults with provable income who want a fee-free personal or consolidation loan

8.5/10Visit

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