Arab Bank review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Arab Bank is a direct lender for Jordanian borrowers who want personal or car finance and money in the account the same day. The instant personal loan runs JOD 15,000 to JOD 35,000 over 6 to 96, and the housing offer starts at 6.25% with a 100% ceiling.

Key facts

Best for
Existing Arab Bank customers with a bank relationship who need a personal loan paid out the same day.
Loan amount
JOD 15,000 to JOD 35,000 (Source, checked September 26, 2026)
Term
6 to 96 months (Source, checked September 26, 2026)
Credit check
Hard (Source, checked September 26, 2026)
Funding time
Money credited to your account in 15 minutes (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Eligibility
Existing customers, salaried or non-salaried, with a bank relationship of at least 6 months; valid national ID or passport with valid resident visa for non-Jordanians (Source, checked September 26, 2026)
Loan types
Personal, Car, Secured (Source, checked September 26, 2026)
Use cases
Home-improvement (Source, checked September 26, 2026)
Legal entity
Arab Bank PLC (Source, checked September 26, 2026)
Headquarters
Jordan (Source, checked September 26, 2026)
Founded
1930 (Source, checked September 26, 2026)
Support channels
Phone, Chat (Source, checked September 26, 2026)
Features
Same-day funding
Official website
arabbank.com

Mortgages

Initial rate
6.25% (Source, checked September 26, 2026)
Maximum loan to value
100% (Source, checked September 26, 2026)
Product fee
JOD 0 (Source, checked September 26, 2026)
Purpose
Purchase, Remortgage (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Legal entity
Arab Bank PLC (Source, checked September 26, 2026)
Headquarters
Jordan (Source, checked September 26, 2026)
Founded
1930 (Source, checked September 26, 2026)
Support channels
Phone, Chat (Source, checked September 26, 2026)

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
LinkedInXitunes.apple.com

Pros and cons

Pros

  • Funding is quick: Money credited to your account in 15 minutes on the instant personal loan, a common feature in this category
  • Loan sizes are substantial for the region, JOD 15,000 to JOD 35,000 for the instant personal loan, above the €876.96 median across the site
  • JOD 0 on the housing offer, for both purchase and remortgage
  • One bank covers several needs, with personal, car and secured lending under Arab Bank PLC

Cons

  • Applications run a hard credit check, hard, so a declined application shows on the file
  • Only existing customers with a bank relationship can apply, so a new customer is turned away
  • Support runs on phone and chat only, with no branch or email route listed
Arab Bank

Ready to try Arab Bank?

Scored 9.2 / 10 by BorrowCue.

See alternatives

Who it suits

  • Existing Arab Bank account holders with a bank relationship, salaried or not
  • Borrowers who want a personal loan funded the same day they apply
  • Homebuyers and remortgagors in Jordan who can meet the deposit the 100% ceiling implies

Who should look elsewhere

  • First time borrowers with no bank relationship, who are not eligible at all
  • Anyone unwilling to accept a hard credit check on their file
  • Borrowers wanting a small personal loan, since the instant product starts at JOD 15,000 to JOD 35,000

How Arab Bank compares

Where Arab Bank is available

Available
Algeria, Bahrain, Egypt, Jordan, Lebanon, Morocco, Palestine, Qatar, United Arab Emirates, Yemen

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much can I borrow from Arab Bank?+

The instant personal loan runs JOD 15,000 to JOD 35,000, which sits well above the €876.96 median loan across the site. Terms run 6 to 96, so the repayment period is flexible at both ends. Car and secured lending sit alongside the personal loan under the same bank.

How quickly is the money paid out?+

Money is credited to your account in Money credited to your account in 15 minutes on the instant personal loan. That same day funding is a feature on 82.9% of the lenders compared here, so this is at the quicker end. The housing offer runs on its own schedule.

What does the housing loan cost?+

The housing offer starts at an initial rate of 6.25%. There is no product fee, JOD 0, and lending reaches 100%, which is above the 90% median maximum loan to value. The offer covers purchase and remortgage.

What credit check will I go through?+

The instant personal loan uses a hard credit check, hard. A hard search is the most common type of check among personal lenders here, at 72.7%, so a rejection is visible to other lenders. There is no soft prequalification offered.

Who can apply?+

The instant personal loan is open to existing customers only, salaried or non salaried, with a bank relationship of at least 0.6% and a valid national ID or passport. Non Jordanians need a valid resident visa. The lender type is direct lender, so you deal with the bank directly.

Is there a fee for the housing offer?+

The product fee on the housing offer is JOD 0. The same offer handles purchase and remortgage, so purchase and remortgage share the rate and fee. The initial rate of 6.25% sits above the 4.35% median across the site.

How do I get help with my application?+

Support runs on phone and chat. Phone and chat are the two routes listed, against a median across the site of 85% of lenders offering phone. There is no email or help centre route stated for these loans.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR, Arrangement fee, Representative example.

Arab Bank

Arab Bank

Existing Arab Bank customers with a bank relationship who need a personal loan paid out the same day.

9.2/10See alternatives

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