Alinma: facts and offers

Updated September 28, 2026 · BorrowCue Editorial Team

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Key facts

Initial rate
7.27% (Source, checked September 26, 2026)
APRC
7.27% (Source, checked September 26, 2026)
Fixed period
10 years (Source, checked September 26, 2026)
Maximum loan to value
90% (Source, checked September 26, 2026)
Product fee
SAR 5,000 (Source, checked September 26, 2026)
Purpose
Purchase, Remortgage, Equity-release (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Legal entity
Alinma Bank (a Saudi Joint Stock Company) (Source, checked September 26, 2026)
Headquarters
Saudi Arabia (Source, checked September 26, 2026)
Founded
2006 (Source, checked September 26, 2026)
Support channels
Email, Phone (Source, checked September 26, 2026)
Official website
alinma.com

Loans

APR
5.64% (Source, checked September 26, 2026)
Loan amount
up to SAR 7,500,000 (Source, checked September 26, 2026)
Term
up to 60 months (Source, checked September 26, 2026)
Arrangement fee
0.5% of the financed amount or SAR 2,500, whichever is less (Source, checked September 26, 2026)
Credit check
Hard (Source, checked September 26, 2026)
Representative example
Stock: SR 100,000 at 3.82% profit rate (APR) over 5 years, monthly installment SR 1,809.58 (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Eligibility
Minimum age 18 for Saudis, maximum 75 for retirees; minimum net salary SAR 3,000 depending on sector; Saudis and expatriates (Source, checked September 26, 2026)
Origination fee (%)
0.5% (Source, checked September 26, 2026)
Loan types
Personal (Source, checked September 26, 2026)
Legal entity
Alinma Bank (a Saudi Joint Stock Company) (Source, checked September 26, 2026)
Headquarters
Saudi Arabia (Source, checked September 26, 2026)
Founded
2006 (Source, checked September 26, 2026)
Support channels
Email, Phone (Source, checked September 26, 2026)

How Alinma compares

Where Alinma is available

Available
Saudi Arabia
Licence in Saudi Arabia
Saudi Central Bank (SAMA), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Which company operates Alinma?+

Alinma is operated by Alinma Bank (a Saudi Joint Stock Company). (Source, checked September 26, 2026)

Where is Alinma based?+

Alinma is based in Saudi Arabia. (Source, checked September 26, 2026)

When was Alinma founded?+

Alinma was founded in 2006. (Source, checked September 26, 2026)

How can I contact Alinma support?+

Alinma offers support through Email, Phone. (Source, checked September 26, 2026)

Sources

Compiled from 7 source pages, checked September 28, 2026. We did not open an account.

Alinma

Alinma

8.6/10See alternatives