ACB Grenada Bank review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

ACB Grenada Bank is a straightforward choice if you want a fixed-rate loan straight from the bank, with student, personal, secured and car lending in one place. Its rate of 9% sits below the personal loan median of 12.25%, and early repayment costs nothing.

Key facts

Best for
A fixed-rate loan from a direct lender, with free early repayment.
APR
9% (Source, checked September 26, 2026)
Loan amount
EC$270,000 (Source, checked September 26, 2026)
Term
120 months (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Free early repayment
Yes (Source, checked September 26, 2026)
Loan types
Student, Personal, Secured, Car (Source, checked September 26, 2026)
Use cases
Home-improvement (Source, checked September 26, 2026)
Legal entity
ACB Grenada Bank Ltd (Source, checked September 26, 2026)
Headquarters
Grenada (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Pricing model
Fixed rate
Official website
gd.acbonline.com

Apps and profiles

Get the app
Google Play
Elsewhere
LinkedInfacebook.com

Pros and cons

Pros

  • Rates are fixed, so repayments hold steady for the whole term
  • Early repayment is free, so you can clear the balance sooner without a charge
  • Lends directly rather than through a broker or marketplace, covering personal, secured, car and student borrowing
  • Term of 120 is far longer than the personal loan median of 48

Cons

  • Borrowing is capped at XCD 270,000, which suits larger needs rather than small ones
  • Support runs on phone, email and help centre only, with no live chat listed
ACB Grenada Bank

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Scored 9.3 / 10 by BorrowCue.

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Who it suits

  • Borrowers who want one bank for personal, secured, car and student loans
  • Anyone who plans to pay a loan off early and keep the interest they save
  • Larger purchases, since XCD 270,000 sits well above the secured loan median of €2,000

Who should look elsewhere

  • Borrowers wanting live chat, since support runs on phone, email and help centre
  • Anyone who needs a loan above XCD 270,000

Where it sits among rivals

On cost, ACB Grenada Bank ranks 139 of 350 brands listed, and its 9% rate is below the personal loan median of 12.25%. On term, it ranks 18 of 232, helped by a 120 term that runs well past the personal loan median of 48. Among home improvement lenders the median is 9.26%.

How ACB Grenada Bank compares

Where ACB Grenada Bank is available

Available
Grenada

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does ACB Grenada Bank charge?+

The rate is 9% and it is fixed, so payments stay the same for the life of the loan. That sits below the personal loan median of 12.25%. Early repayment is free, so settling early costs you nothing extra.

How much can I borrow?+

Borrowing is capped at XCD 270,000. Compare that with the personal loan median of €556.48 and the secured loan median of €2,000, and the cap points to larger sums rather than small ones.

How long can a loan run for?+

The term is 120, which is long next to the personal loan median of 48 and the car loan median of 60. A longer term spreads the cost but keeps repayments going for longer.

What kinds of loan do they offer?+

The lending covers personal, secured, car and student borrowing, plus home improvement as a stated use. It is a direct lender, so you deal with the bank itself rather than a broker or marketplace.

Is early repayment allowed?+

Yes, early repayment is free. Most listed lenders charge for it, so this keeps the interest saving in your pocket if your income rises or you want to clear the balance early.

How do I get help?+

Support runs on phone, email and help centre, so you can reach the bank by phone, by email or through the help centre. Live chat is not listed among the support channels.

Is ACB Grenada Bank a broker or the lender?+

It is a direct lender, not a broker or a marketplace. You deal with ACB Grenada Bank Ltd in Grenada, so the loan comes from the bank rather than being passed on.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Arrangement fee, Credit check, Funding time, Representative example.

ACB Grenada Bank

ACB Grenada Bank

A fixed-rate loan from a direct lender, with free early repayment.

9.3/10See alternatives

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