What is Otoritas Jasa Keuangan (OJK)?

Indonesia's financial services regulator, whose licence number should appear in the legal details of any lender you compare. AdaKami lists S-1108/N/B.213/2018 and JULO lists S-589/NB.213/2018, with a similar layout but different letters and numbers. These lenders sit in a single market under one authority, so the check is quick, while the cost of a loan still needs separate reading.