Updated September 28, 2026

What is Origination fee as a percentage?

In short

An origination fee percentage is a set-up charge that scales with the amount you borrow.

An origination fee as a percentage of the loan is a set-up charge that scales with what you borrow, so a larger loan carries a larger fee. It is easy to compare, because the percentage sits right next to the amount you apply for. 1822direkt and Abe Student Loans charge 0%, and ABN AMRO Zakelijk 1%. Achieve and Acierto.com vary it: 1.99% to 9.99% and 1% to 3%.

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