Updated September 28, 2026
What is Pricing model?
In short
A pricing model is how a lender works out the rate on a loan or a credit line.
A pricing model describes how a lender works out the rate on a loan or a credit line, and therefore what you pay for the money. A fixed-rate model holds the rate for the whole agreed period, so repayments stay level and the total does not drift. On this list every provider sits on a fixed rate model: 1822direkt, Aave GHO / Compound Treehouse, ABA Bank, Abe Student Loans and ABN AMRO Zakelijk.
Sources
- gho.xyz, checked September 26, 2026
- 1822direkt.de, checked September 26, 2026
- ababank.com, checked September 26, 2026
- abestudentloans.com, checked September 26, 2026
- abnamro.nl, checked September 26, 2026