What is Lender type?

A direct lender puts its own money on the table and carries the credit risk itself. A broker takes no such risk: it checks you and passes the application to a third party that lends the money, often after a fee.

The difference shows up in the paperwork, the credit checks and who answers when something goes wrong. 1822direkt is the broker in this group, listed as broker. 5in5, A-Bank, Aave and Aave GHO / Compound Treehouse are all recorded as direct lender, so you deal with the company that carries the debt.