What is Legal entity?

The legal entity is the company actually named in your credit agreement, not just the brand you saw in an advert. It decides which terms and conditions apply, where a complaint goes and which national rules bind the deal, which is why the name belongs in any comparison you read.

Here the names differ from the brands. 1822direkt contracts as 1822direkt Gesellschaft der Frankfurter Sparkasse mbH, 5in5 as 5in5 BV and Aave as Aave Labs, while ABA Bank is Advanced Bank of Asia Limited. A-Bank is registered as a joint-stock company trading as AKCENT-BANK.