Updated September 28, 2026

What is Funding time?

In short

How long after you sign for the money to reach your account, card or wallet.

Funding time is the gap between signing your agreement and seeing the money. It is the clearest practical difference between a small short-term loan and a large balance, because on a bigger sum you may pay weeks of interest while you wait.

The range here runs from seconds to a couple of days. ABA Bank releases its Salary Loan in Instant, in seconds, and Aave GHO / Compound Treehouse sends onchain Instant onchain, on demand. 1822direkt pays out Within 24 hours after digital signing, while 5in5 transfers Same day or next business day after signing the contract. ABB Bank transfers to an ABB card, or gives free courier delivery in Baku and Absheron.

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