Updated September 28, 2026

What is Free early repayment?

In short

Free early repayment lets you settle a loan ahead of schedule without an early exit charge.

Free early repayment means you can clear a loan ahead of schedule without an early exit charge, so any spare money goes straight to cutting what you owe. It matters if you expect a bonus, the sale of something or a change of income. Every provider here allows it: 1822direkt, 5in5, Aave, Aave GHO / Compound Treehouse and ABA Bank all offer free early repayment, so the plan stays in place until you choose to end it.

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