What is Credit check?

A credit check is a lender's look at your credit history to decide whether to lend to you. They come in two kinds: a hard check, which is recorded, and a soft check, which is not. 1822direkt, 5in5 and ABA Bank each run a hard credit check, so expect a record on your file. Aave and Aave GHO / Compound Treehouse run a none check instead, which is a different route in for applicants with little credit history built up.