Updated September 28, 2026

What is California Department of Financial Protection and Innovation?

In short

The California Department of Financial Protection and Innovation is the state body that licenses lenders operating in California and holds them to the state's rules.

The California Department of Financial Protection and Innovation is the state body that licenses lenders operating in California and holds them to state rules. A licence reference tells you a company is a permitted lender rather than an informal operator. Affirm is listed as 60DBO-111681 and Biz2Credit as 60DBO-35839. One (One Finance) shows 60DBO-131026 and Payactiv 04-CCFPL-2591928-3472134. Onemain Financial is the other name here.

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