Updated September 28, 2026

What is Autoriteit Financiele Markten (AFM)?

In short

The AFM keeps the Dutch register of financial service providers, where you confirm a lender or broker may operate.

The Autoriteit Financiele Markten keeps the Dutch register of financial service providers, and it is where you confirm that a lender or broker is allowed to work. KredietSpotter NL appears under 12042022 and Lender & Spender under 12043019. A register entry settles permission to operate, not price, so weigh fees and repayment terms yourself.

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